12110 Business Blvd #6-242 Eagle River, AK 99577
AK 907.982.8744, NM 575.208.6399

Cyber Liability / Cyber Crime Protection

Cyber Safe!

Did you know that as of March 28, 2018  all 50 states, as well as the District of Columbia, Puerto Rico, and the US Virgin Islands have enacted laws requiring notification of security breaches involving personal information?  As security risks to citizens’ personal identifying information have increased in recent years, some state legislatures are taking a more active role to require that businesses protect personal information.

What is PII?  Does your business have PII?

Do you have clients who pay you? Do you have employees?

You have PII!

Did you know in the U.S. a data breach costs a company on average $8.19 million, an increase from $7.91 million in 2018, and more than twice the global average. The cost per breached record is $242…..and that does not include the fines a business can incur from the state where they do business.  In Alaska, the statues states there is a fine of $50,000 per breach and $500 per individual record compromised.

The cost in reputation is even higher.

But, you are a small business, so you don’t have to worry about that, right?


Hackers are drawn to the “low hanging fruit”, the small business that doesn’t have a strong fire wall.

It’s sad to say, but 60 percent of small companies go belly up in the six months following a cyberattack. According to the National Cyber Security Alliance, one in five small businesses fall victim to cybercrime each year! Black hat hackers have a bullseye on small businesses because they know they can’t afford the same defense systems as enterprise giants, making it simple to break into your network.

Did you know you could purchase insurance to protect your business?

For many, a $1MM policy could cost about the same amount as 1-2 lunches per month!  (That’s pretty affordable.) To further protect your business, we have teamed up with a Business Psychologist/ Phd and a Cyber Security Provider.

This 3-prong offense/ defense addresses the risks to your business via technology and the human component. The weakest link in your organization may be that employee who clicked that link, sent that email, approved that wire transfer thus exposing your data and clients.  Even worse, the employee who exited your organization and “set it on fire” on their way out the door.

One click could ruin all you have built.

We Protect That!

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Our Services

HR/ Payroll/ Employee Benefits Solutions

Our most specialized and tailored services specific to your business needs. We will reduce risk and administrative burden while maximizing your employee benefits package and reduce plan costs wherever possible.

Affordable Healthcare Plan Options

With a self- funded plan, the small business has greater flexibility to customize their healthcare plan. You can design the coverage you want rather than just picking from one or two prepared plans that the carrier offers.

Cyber Liability / Cyber Crime Protection

We will review your current plan for adequacy relative to operations and then provide the cyber security, insurance and education necessary to mitigate potential risk and exposure to threats.

Tools for Public Sector and Non Profit

One tool available to the public entities and non profits we work with is called a MRA (Medical Reimbursement Account). These are IRS-approved plans wherein an employer reimburses an employee, their spouses, and dependents for medical expenses.